Sonja is the founder and owner of S. R. Frazier Financial Education & Coaching Services, LLC. She brings over 39 years of combined experience in the banking, credit and finance industry, academia, and federal government—working with consumers, attorneys, credit counselors, faith-based communities, civic groups, and individuals.  In addition to her background in the financial field, Sonja has several years of practical work experience as a coach, mentor, consultant, and as an adjunct professor in higher education.  She currently serves as a Chief Diversity Officer in the U.S. Federal Government.

Sonja has completed academic coursework for undergraduate and graduate degrees in Biblical Studies (B.A.), Jacksonville Theological Seminary, Adult Education with a Specialization in Training & Development, (B.S.), Southern Illinois University Carbondale, Organizational Performance Improvement (M.S.), Boise State University,  Organizational Psychology (Ph.D.), Walden University, and a Diversity, Equity, and Inclusion Certification from, Cornell University.

Sonja’s goal is to build a one-of-a-kind education and coaching company that delivers unexpected results and provides every client with an exceptional customer experience. What differentiates S.R. Frazier Financial Education & Coaching Services from the rest is that Sonja ensures that the client's needs and best interest lie at the foundation of every service we provide, thereby resulting in positive client outcomes. We would love for you to partner with us and be part of a movement that is dedicated to the financial empowerment of women around the world!